If there was one thing I could teach the public, it would be this: How to really shop for a well-built house. My friends, some builders have figured out how to dupe you. If they just slap on some granite in the kitchen and a fancy vessel sink in the half bath and price the house accordingly, the buyer believes they’re getting a well-built home. I recently was in a meeting with an architect and we were discussing whether or not “greening features” were affordable or not to low-income families. I mentioned that even though features like geothermal, solar-panels, etc. were efficient in the LONG run, a lot of families simply can not afford them now, currently, at this moment, when they apply for the loan. It doesn’t matter how much of a ”return on their investment” they will receive, the upfront cost is beyond their reach. The architect said, “Yes, they say that, but then they put in a $10,000 tile shower.” I don’t think she got my point. The last time I checked, low-income houses don’t have tile showers (and unless you went nuts with the design, most tile showers don’t cost $10,000). But I did get her point. We’re kind of like little kittens when we look at houses — we’re attracted to shiny or fluffy objects that tickle are fancy. We succumb to the “pimpness” of the home. And we completely overlook the items that are going to make our living in the home more comforatble, healthier and just overall better.
I have a friend who purchased a home in Des Moines (my friend, if you read this — I love you dearly. But you do fit my example nicely). She told me all about how the remodeler/house flipper had installed this unique vanity (it is pretty cool) with a modern-chic pendant above it. She loved the paint color in the living room. She loved the hardwood floors. But after she moved in and was trying to find places for all of her belongings she THEN saw that the kitchen only had one drawer! Once she began to finish some of the spaces in the lower level, she discovered that the remodeler had not updated the electrical. And after it rained the first time, all the window wells filled with water and ran into the basement. She was looking at spending more money on a house that was advertised as “updated.”
Here is MY list of things to look for when buying an existing home (new or used):
1. Flow of traffic. Does your furniture fit? Is there more than one pathway into the kitchen? Will the carpet wear out along that path? Do you have to do a mountain of stairs just to get to the master bedroom? Do your children have room to play in their rooms AFTER you place the furniture? Can you be with your family while you’re cooking? While their doing their homework? Is there enough gathering room in the areas your family tend to congregate (kitchen, great room, master bedroom)?
2. It’s all in the pad. TAKE YOUR SHOES OFF and squish your toes!!! Lay down on the carpet. Sit like you would when playing with the dog or your children. Enjoy the floor. Some builders install the lowest cost of carpet they can get away with because they assume you’ll either be moving before it wears out, or be replacing it. Demand better.
3. Look past the jewelry sitting on top of the cabinets and actually imagine cooking and serving (if you cook). Do you have enough counterspace next to the oven to spread out for those large dinners? Do you have enough open counter for baking cookies with the kids? Is the sink faucet a GOOD faucet, perhaps with two tyles of sprays, does it pull-out? Is there plenty of storage for your dishes (both everyday and fancy), bakeware, silverware, pots & pans, those “use it once a year” items, canned goods, holiday table decor? Do any of the lower cabinets have pull-out trays? Is there a lazy susan? Are the handles easy to grasp? Where will your trashcan go? Where will the pets eat? How many drawers are there? Does the dishwasher/oven open all the way without hitting the knob of a perpendicular cabinet?
4. Now let’s be practical. Is the flooring in each room practical for your familys’ use of that room? Is the kitchen flooring easy to clean? Is it practical for having toddlers, teenagers, a large dog, elderly parents, etc?
5. Windows of opportunity – I get in this debate almost every time I bid out a house. Builders will always favor some windows over others. (I’ll be glad to tell you my opinion if you call me — but I’m not about to post it here). But there is SOME basis to preference. I recently compared (side-by-side) the construction of three different brands of windows. I simply asked the lumber companies to loan me their floor samples (quater cut through the window). It didn’t take an Einstein to see the difference in construction. Some windows are sold on name recognition and their company’s past performance. Also, some companies who are known for their high quality upper-end windows (often out of the price range of most buyers), have decided to broaden their market share by making a “builder line” or “replacement line.” Sometimes these lines are made with the same scrutiny as their more expensive lines. But not always. There are some who are selling their entry-level grade windows simply by name alone. There is very little product there, especially for enduring our Iowa winters. So whether you are buying a new house or a pre-owned, check out the windows thoroughly. Do NOT assume the realtor or even the builder knows what they’re talking about — they want to sell the house. Ask to see an uninstalled window, a quarter-cut sample or even a tour of the manufacturing facility (a luxury we have here in Iowa where a lot of window companies call home (Marvin, Pella, Windsor, etc).
6. Mechanicals & Electrical – this is not a glamorous area for anybody. It’s boring, it’s complicated and it’s never SEEN by us or our visitors. It is the mystery that lays behind our walls. But we FEEL it and BREATHE it every day we live in the house. We bathe in it, wash our clothes in it, read by it, plug our appliances into it, rid our waste through it, etc. It’s vital to our comfort (as well as pocket book). I can not emphasize enough — check this out before you buy. And DO NOT just ask the realtor — they DON’T KNOW! Like my friend, if she had checked out the wiring before she bought the house, she might have saved herself a few thousand on her mortgage. What kind of furnace does it have? Does it have a mutil-stage blower? Is there a programmable thermostat? Is the ductwork sealed? How? What kind of filter does the furnace require? Can you find the filter easily or is it special order? What about the hot water heater? Is it efficient? Turn on a faucet farthest from the hotwater heater, how long did it take to get hot water? Did the builder or previous homeowner install a fancy shower with upteen body sprays, but neglect to provide a large enough hot water heater for it? Is there a drain in the floor near the utilities? Where is the electric panel? How old is it? Are there GFI outlets in the kitchen and bathrooms (this is code, people). Are there enough outlets in each room? DO THEY WORK? If the house is out in the country, how is the water quality? Ask for a drink! Will you need to buy a water softener? What about the septic — when was it maintenanced last? And make the builder or previous owner PROVE this information to you, not just tell you, “Oh yeah, it was maintenanced a year ago.”
7. Foundation — this is mainly for pre-owned homes, but could apply if the builder uses sloppy foundation crews. WALK AROUND THE HOUSE. Look at the foundation, both inside and outside. Are there any cracks? (Please keep in mind small cracks are normal, large ones are not). Do you see any evidence of water leakage? If it’s a walkout, how well does the door seal? If there are window wells, do they have the ability to drain? If there is a bedroom in the basement, have they provided egress (ladder, steps, etc.)? Are there any areas around the house where the ground appears to be sinking in towards the foundation? Are there any long (over 20 feet) concrete walls that should have a “wing” support? Is there any evidence of basement insulation, whether interior or exterior?
One final example for you before I end the lecture of home-buying:
A close relative of mine (who will remain nameless) bought an old farm house which appeared to just need some lovin’ — new carpet, paint, possibly windows and blown-in insulation. It had a lot of charm with it’s arched doorways and original hardwood floors. They were told (by the realtor who also happened to be a friend of theirs) that the house had an updated furnace, plumbing, new stove and new wiring. But within one year they were replacing the furnace and the ductwork (it was not installed properly), new wiring, new septic, new stove, and new plumbing for the laundry. Eventually, they will need to repair the foundation and the roof (which in one area is falling in). So in summary, I fully understand how exciting buying a home can be and what a sense of relief one gets when the decision is made to buy “this one.” But please look beyond the face-lift or builder-glitter. Think of a house like the human body — we can clothe it in the latest fashion, tack on a bunch of shiny jewelry and apply colorful makeup, such as faucet fixtures, flooring and paint colors. These are readily available and easy to install. But if something is wrong on the inside (plumbing, septic, framing), it is often difficult to see (easy to hide) and will probably require major surgery which can be costly and comes with no guarantees.
What is a buyer to do? If you know of someone in the building industry whom you trust and who also HAS NO INTEREST in the transaction, ask them to check out the house for you, or at least suggest items for you to inspect. There are also third party inspection companies you can hire. The realtor will be glad to offer their inspector, but I advise you to spend the extra $300.00 or so on an unbiased opinion. And, as with everything else, check and double check the inspector’s credentials.